Turn a portfolio into an income plan.
Estimate today’s distributions, project future dividend income, and compare reinvesting dividends with taking them in cash.
Based on your starting portfolio and dividend yield.
Two ways to handle dividends
| After 10 years | Reinvest (DRIP) | Take cash |
|---|---|---|
| Portfolio value | — | — |
| Annual dividend run-rate | — | — |
| Monthly dividend run-rate | — | — |
| Cumulative cash dividends | Reinvested | — |
View year-by-year projection +
| Year | DRIP income | Cash income | DRIP value | Cash value |
|---|
The “cash” scenario assumes distributions are withdrawn rather than reinvested. Contributions are added monthly in both scenarios.
How to Use the Dividend Income Calculator
Enter your current portfolio value, estimated starting dividend yield, monthly contribution, expected share-price growth, dividend-growth assumption and investment horizon. The calculator compares reinvesting distributions with taking them in cash.
What the Results Mean
The results are planning illustrations—not forecasts for a particular stock, ETF or portfolio. Dividend payments can be reduced or eliminated, market prices fluctuate, and a portfolio’s future yield may differ from the assumptions entered.
Ways to Use This Tool
- Estimate current monthly and annual dividend income.
- See the portfolio value associated with a target monthly income at the entered yield.
- Compare DRIP with withdrawing distributions.
- Explore how recurring contributions may affect future income.
Related: Dividend Investing, Investing 101, and the Compound Interest Calculator.
For educational purposes only. This calculator does not provide investment, tax or financial advice.
Want to understand the assumptions behind this tool? See our Calculator Methodology →